New Jersey  ·  Private Lending

New Jersey's
Private Real Estate
Lender.

Ground-up construction, fix & flip, bridge, and rental loans for experienced investors. Term sheets in 24 hours.

Submit Your Deal Call Zachary → 201.681.6971
Zachary Moussa
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Zachary Moussa is a licensed New Jersey Realtor and private lending associate at Greenwich Funding. He specializes in financing ground-up construction and renovation projects across New Jersey, working directly with developers and builders from deal inception to close. If you have a project in the pipeline, reach out directly.

zachary@greenwich-funding.com
Zachary Moussa, Associate at Greenwich Funding
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Zachary Moussa
Associate, Greenwich Funding

Zachary Moussa is a licensed New Jersey Realtor and private lending associate at Greenwich Funding. He specializes in financing ground-up construction and renovation projects across New Jersey, working directly with developers and builders from deal inception to close. If you have a project in the pipeline, reach out directly.

Loan Programs

Capital for Every Stage
of the Deal

New Construction

Up to 85% LTC
Up to 70% LTARV
8.99–16% Interest
0–2% Points
$250K–$5M
12–24 Mo Term
70% Purchase + 100% Construction
Financed Interest Reserve

Fix & Flip / Renovation

Up to 92.5% LTC
Up to 75% ARV
8.99–15% Interest
0–2% Points
$250K–$5M
12–18 Mo Term
100% Draw Reimbursement
No Prepay Penalty

Bridge Loans

Up to 70% LTV
Up to 90% of Purchase
9.99–15% Interest
0–2% Points
$250K–$5M
12–24 Mo Term
No Prepay Penalty
Flexible Terms

DSCR Rental

Up to 80% LTV
5.80–7.25% Interest
0–2% Points
660+ Credit Score
$250K–$5M
30-Year Term (Amort / I/O)
Short-Term Rentals Eligible
Rate Locks Available

Why Greenwich Funding

A Lender Built for
Serious Investors

01

Direct Lender, Not a Broker

We hold our loans and make every credit decision in-house. No middlemen, no hand-offs, no surprises at the closing table.

02

Repeat Borrower Focused

We grow with your business. Proven borrowers get faster approvals, better terms, and a lender who understands your track record.

03

New Jersey Specialists

We know the submarkets, the comps, and the local contractors. Deep market expertise means faster underwriting and realistic deal structures.

Get a Term Sheet

Tell Us About
Your Project

Submit your project details and we'll send a preliminary term sheet within 24 hours — no obligation, no upfront fees.

  • Response within 24 hours, guaranteed
  • No fees to receive a term sheet
  • Direct decision-maker, no committee delays
  • Statewide New Jersey coverage

Thanks — we'll be in touch.

Zachary will be in touch within 24 hours.

Want the full program details to share with your team or attorney?

Download Loan Programs

Referral Program

Know a Developer
or Builder?

We work with mortgage brokers, real estate agents, and attorneys across New Jersey. Submit a referral and we'll handle the rest.

Got it — thank you.

Zachary will reach out to your referral within 24 hours.